Bay Area & Monterey Water Report: Week of October 17, 2026
Short version: here's how the water off Bay Area & Monterey was setting up this week, from a satellite composite a few days old and the latest NOAA buoy readings. It's a general read, not a forecast. Water moves every day, so check the live chart before you run.

The water this week
- Satellite range: most of the area read about 60 to 66°F, with a middle of about 63°F.
- Warmest water: The biggest patch of 66°F-plus water is centered about 20 nm SW of Monterey.
- Sharpest break: The sharpest edge we can see runs about 40 nm W of Pacifica: roughly 62°F to 65°F inside about 3 nm.
Satellite and in water readings can differ, and edges move with wind and current, so confirm on the day you go.
Buoys right now
Right now, 7 NOAA buoys in the area read 60 to 67°F.
- Half Moon Bay (NDBC 46012): 65°F
- Cape San Martin (NDBC 46028): 64°F
- Monterey (NDBC 46042): 66°F
All the buoys, with wind and waves, are on our free Bay Area & Monterey water temps page.
What to look for
Find the temperature edge closest to your range, then check whether a color change and some structure line up with it. Our guide to reading a temperature break walks through it, and the Bay Area & Monterey chart guide covers the local structure.
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The demo is the full product on real satellite data. Then unlock every region for $99.99/yr.
Not for navigation. ReelTemps is a fishing intelligence tool. We show data, not catch guarantees.